Financing

The Fertility Center believes that patients are more at ease and have better chances for success when financial arrangements are taken care of before treatments and procedures begin. Even though we are the only full-service infertility treatment center in the Chattanooga area, the Fertility Center remains cost conscious and competitive with a focus on minimizing expenses for our patients. Please feel free to compare our fees with those of other fertility clinics in the Southeast. We’re confident you won’t find the same kind of personalized care and expertise for the same value anywhere else. 

Women and men who visit our offices for consultations, wellness exams, hormone and menopause therapy, and massage therapy among other services are asked to remit payment upon checkout.  This includes all co-pays or any percentage that insurance will require if coverage applies. 

Patients who need surgery or who plan to participate in an assisted reproduction cycle will meet with our Financial Coordinator Shirley Sinclair or another staff member to discuss the financial aspects of doctors' recommendations. The Fertility Center's expectations will be explained while patients' questions are answered. 

A written financial agreement will be created for each patient's treatment package.  Any items not paid by insurance will be the patient's responsibility as outlined in the agreement.  As an example, our standard IVF Cycle Package is $11,300. This includes all costs with the exception of medications and diagnostic tests. A signed financial agreement ensures no increases in package pricing. Prepayment is a prerequisite to admission into the IVF program and is due before medication can be ordered.

If you need financial assistance, consider contacting one of our financial partners:  Advanced Patient Financing (APF) at 888.565.9545, Advanced Reproductive Care, Inc. (ARC) at 888.990.2727, or Care Credit at 800.365.8295.  Applying for assistance requires several days to complete the appropriate forms. Click below to go directly to our partners' websites:

          www.apfusa.com

          www.arcfertility.com

          www.carecredit.com


Keep in mind that the Fertility Center staff is always available to answer your financial questions and help make the payment process as clear and simple as possible.