Financial/Insurance

Q:  Is it true that an IVF cycle costs $20,000? 
A:  Assisted reproduction costs vary a great deal among clinics around the country. The fee for the Fertility Center’s standard IVF Cycle Package is $11,300, which includes all costs with the exception of medications and diagnostic tests. The Fertility Center’s approach is up front and personalized, so each patient understands what his or her doctor recommends and what expenses will be involved before treatment ever begins.

Q:  Do you accept insurance? 
A:  The Fertility Center accepts most major insurance carriers, including Acordia, Cigna and United Healthcare, among others. Currently, we are out-of-network providers for Aetna and Blue Cross Blue Shield. We cannot accept BlueCare/TennCare, Medicaid, Medicare, PeachCare or Tri-Care policies.

Q:  How do I find out if my insurance will cover your services? 
A:  The financial experts in our office may be able to answer your questions, or you can call your insurance carrier directly. We can give you a series of questions to ask that will help you confirm what’s covered and what’s not. We also will verify your coverage once you come on board as a new patient.

Q:  What’s the difference between diagnostic benefits and treatment benefits for infertility?
A:  Diagnostic testing includes exams, tests and procedures to determine what may be preventing conception. Treatment is defined as supplies or measures used to enhance a conception and pregnancy.

Q:  Can I get a loan to help with the costs of infertility treatments? 
A:  We have three financial partners that we recommend to our patients who need financial assistance: Advanced Patient Financing at 888.565.9545 (apfusa.com), Capital One Healthcare Finance at 877.559.5050 (capitalonefinance.com), and Care Credit at 800.365.8295 (carecredit.com). Brochures are available in our offices. Applying for assistance requires several days to complete the appropriate forms.